The right funding partner for your business, without the runaround.
Fern Partner helps U.S. business owners understand their options and connects them with vetted funding partners for working capital, equipment, receivables and government contracts.
We are not a lender. We match businesses with independent funding partners.
What we help with
- Working capital & revenue-based financing
- Equipment financing
- Invoice factoring
- Government-contract financing
Funding options
Different needs call for different products. We help you figure out which one makes sense.
Working capital
Revenue-based financing and merchant cash advances for payroll, inventory, marketing or seasonal gaps. Often fast to fund.
Equipment financing
Finance machinery, vehicles, medical devices or tech. The equipment typically serves as collateral.
Invoice factoring
Turn unpaid B2B invoices into cash now instead of waiting 30 to 90 days for customers to pay.
Contract financing
Funding to mobilize and deliver on awarded federal, state or local government contracts.
Who we help
Established U.S. businesses that need capital to keep moving.
Straight answers
We explain the trade-offs of each product plainly, including cost, so you can decide with clear eyes.
Vetted partners
We work only with established funding providers and pass along your details only with your permission.
No cost to you
Our service is free for businesses. Any compensation comes from partners, never from a fee you pay us.
Find out what funding fits your business
A short conversation, no cost to you, no obligation.
Start a conversation